Family Law Amendment (Western Australia De Facto Superannuation Splitting and Bankruptcy) Act 2020 (Cth)

Family Law Amendment (Western Australia De Facto Superannuation Splitting and Bankruptcy) Act 2020 No. 112, 2020 An Act to amend the Family Law Act 1975 and the Bankruptcy Act 1966 in relation to Western Australian de facto superannuation splitting and concurrent bankruptcy proceedings, and for related purposes Contents 1 Short title 2 Commencement 3 Schedules Schedule 1—Amendment of the Family Law Act 1975 Family Law Act 1975 Schedule 2—Amendment of the Bankruptcy Act 1966 Bankruptcy Act 1966 Schedule 3—Consequential amendments Australian Defence Force Cover Act 2015 Australian Defence Force Superannuation Act 2015 Defence Force Retirement and Death Benefits Act 1973 Defence Forces Retirement Benefits Act 1948 Governor‑General Act 1974 Income Tax Assessment Act 1997 Judges' Pensions Act 1968 Military Superannuation and Benefits Act 1991 Parliamentary Contributory Superannuation Act 1948 Proceeds of Crime Act 2002 Small Superannuation Accounts Act 1995 Social Security Act 1991 Superannuation Act 1922 Superannuation Act 1976 Superannuation Act 1990 Superannuation Act 2005 Superannuation Contributions Tax (Assessment and Collection) Act 1997 Superannuation Contributions Tax (Members of Constitutionally Protected Superannuation Funds) Assessment and Collection Act 1997 Superannuation Industry (Supervision) Act 1993 Superannuation (Unclaimed Money and Lost Members) Act 1999 Veterans' Entitlements Act 1986 Schedule 4—Application and transitional provisions Part 1—Preliminary Part 2—Amendment of the Family Law Act 1975 Part 3—Amendment of the Bankruptcy Act 1966 Part 4—Consequential amendments Part 5—Transitional rules Family Law Amendment (Western Australia De Facto Superannuation Splitting and Bankruptcy) Act 2020 No. 112, 2020 An Act to amend the Family Law Act 1975 and the Bankruptcy Act 1966 in relation to Western Australian de facto superannuation splitting and concurrent bankruptcy proceedings, and for related purposes [Assented to 8 December 2020] The Parliament of Australia enacts: 1 Short title This Act is the Family Law Amendment (Western Australia De Facto Superannuation Splitting and Bankruptcy) Act 2020. 2 Commencement (1) Each provision of this Act specified in column 1 of the table commences, or is taken to have commenced, in accordance with column 2 of the table. Any other statement in column 2 has effect according to its terms. Commencement information Column 1 Column 2 Column 3 Provisions Commencement Date/Details 1. The whole of this Act A single day to be fixed by Proclamation. 28 September 2022 A Proclamation must not specify a day that occurs before the day section 4 of the Commonwealth Powers (De Facto Relationships) Act 2006 (WA) commences. (F2022N00206) Note: This table relates only to the provisions of this Act as originally enacted. It will not be amended to deal with any later amendments of this Act. (2) Any information in column 3 of the table is not part of this Act. Information may be inserted in this column, or information in it may be edited, in any published version of this Act. 3 Schedules Legislation that is specified in a Schedule to this Act is amended or repealed as set out in the applicable items in the Schedule concerned, and any other item in a Schedule to this Act has effect according to its terms. Schedule 1—Amendment of the Family Law Act 1975 Family Law Act 1975 1A Subparagraph 10L(2)(b)(i) After "Part VIIIB proceedings", insert ", proceedings for an order under Part VIIIC". 1 After Division 2 of Part V Insert: Division 2A—Jurisdiction in matters arising under Part VIIIC 39H Instituting proceedings Instituting proceedings under this Act (1) Proceedings in relation to matters arising under Part VIIIC may be instituted under this Act in: (a) the Family Court of Western Australia; or (b) the Magistrates Court of Western Australia sitting at a place outside the metropolitan region (within the meaning of the Family Court Act 1997 (WA)). (2) Subsection (1) has effect subject to this Part. Proceedings only to be instituted under this Act (3) Proceedings in relation to matters arising under Part VIIIC that may be instituted under this Act must not be instituted otherwise than under this Act. 39J Jurisdiction in matters arising under Part VIIIC (1) The following are each invested with federal jurisdiction with respect to matters arising under Part VIIIC: (a) the Family Court of Western Australia; (b) the Magistrates Court of Western Australia constituted by a magistrate who is not a Family Law Magistrate of Western Australia, sitting at a place outside the metropolitan region (within the meaning of the Family Court Act 1997 (WA)); (c) the Magistrates Court of Western Australia constituted by a Family Law Magistrate of Western Australia, sitting at any place in Western Australia. (2) This section has effect subject to this Part. 2 At the end of section 44 Add: Proceedings under Part VIIIC (7) Subject to subsection (9), a party to a de facto relationship may apply for an order under Part VIIIC only if: (a) the application is made within the period (the standard application period) of: (i) 2 years after the end of the de facto relationship; or (ii) 12 months after a Western Australian financial agreement (within the meaning of Part VIIIC) between the parties to the de facto relationship was set aside, or found to be invalid, as the case may be; or (b) both parties to the de facto relationship consent to the application. (8) However, if proceedings are instituted by an application made with the consent of both of the parties to the de facto relationship, the court may dismiss the proceedings if it is satisfied that, because the consent was obtained by fraud, duress or unconscionable conduct, allowing the proceedings to continue would amount to a miscarriage of justice. (9) The court may grant the party leave to apply after the end of the standard application period if the court is satisfied that hardship would be caused to the party or a child if leave were not granted. 3 At the end of subsection 90RA(3) Add: Note: Western Australia is not a referring State. Part VIIIC applies if the Parliament of Western Australia has referred to the Parliament of the Commonwealth superannuation matters relating to de facto partners (see paragraphs 4(1)(a) and (b) of the Commonwealth Powers (De Facto Relationships) Act 2006 (WA)). 4 After Part VIIIB Insert: Part VIIIC—Superannuation interests relating to Western Australian de facto relationships Division 1—Preliminary Subdivision A—Scope of this Part 90YA Object of this Part The object of this Part is to allow certain payments (splittable payments) in respect of a superannuation interest to be allocated between de facto partners in a de facto relationship in Western Australia, either by agreement or by court order. 90YB Application of this Part (1) This Part applies if: (a) the Parliament of Western Australia has referred to the Parliament of the Commonwealth superannuation matters relating to de facto partners arising out of the breakdown of de facto relationships; and (b) the referral of the superannuation matters is made: (i) for the purposes of paragraph 51(xxxvii) of the Constitution; and (ii) to the extent that the superannuation matters are not otherwise included in the legislative powers of the Parliament of the Commonwealth (otherwise than by a reference under paragraph 51(xxxvii) of the Constitution). This subsection has effect subject to subsection (4). (2) For the purposes of subsection (1), superannuation matters, in relation to de facto partners, means the distribution of superannuation benefits or prospective superannuation entitlements of or relating to de facto partners. (3) This Part applies even if a law of Western Australia provides that a reference to the Commonwealth Parliament described in subsection (1) is to terminate in particular circumstances. (4) This Part ceases to apply if Western Australia's reference to the Commonwealth Parliament described in subsection (1) terminates. 90YC This Part overrides other laws, trust deeds etc. (1) Subject to subsection (3), this Part has effect despite anything to the contrary in any of the following instruments (whether made before or after the commencement of this Part): (a) any other law of the Commonwealth; (b) any law of a State or Territory; (c) anything in a trust deed or other instrument. (2) Without limiting subsection (1), nothing done in compliance with this Part by the trustee of an eligible superannuation plan is to be treated as resulting in a contravention of a law or instrument referred to in subsection (1). (3) This Part has effect subject to the Superannuation (Unclaimed Money and Lost Members) Act 1999. Subdivision B—Interpretation 90YD Definitions In this Part: approved deposit fund has the same meaning as in the SIS Act. declaration time, in relation to a separation declaration, means the time when the declaration was signed by a party to the de facto relationship (or last signed by a party, if both parties have signed). Note: If a party has died, the party's legal personal representative may sign a declaration (see subsection 90YU(2)). eligible superannuation plan means any of the following: (a) a superannuation fund within the meaning of the SIS Act; (b) an approved deposit fund; (c) an RSA; (d) an account within the meaning of the Small Superannuation Accounts Act 1995; (e) a superannuation annuity (within the meaning of the Income Tax Assessment Act 1997). flagging order means an order mentioned in subsection 90YZ(1). flag lifting agreement has the meaning given by section 90YS. in force, in relation to a superannuation agreement or flag lifting agreement, has the meaning given by section 90YI. interest includes a prospective or contingent interest, and also includes an expectancy. member, in relation to an eligible superannuation plan, includes a beneficiary (including a contingent or prospective beneficiary). member spouse, in relation to a superannuation interest, means the party to the de facto relationship who has the superannuation interest. non‑member spouse, in relation to a superannuation interest, means the party to the de facto relationship who is not the member spouse in relation to that interest. operative time: (a) in relation to a payment split under a superannuation agreement or flag lifting agreement—has the meaning given by section 90YM; or (b) in relation to a payment flag under a superannuation agreement—has the meaning given by section 90YO or paragraph 90YQ(2)(c) as appropriate; or (c) in relation to a payment split under a court order—means the time specified in the order. payment flag means: (a) the application of section 90YP in relation to a superannuation interest; or (b) the application of a flagging order in relation to a superannuation interest. payment split means: (a) the application of section 90YN in relation to a splittable payment; or (b) the application of a splitting order in relation to a splittable payment. percentage‑only interest means a superannuation interest prescribed by the regulations for the purposes of this definition. regulated superannuation fund has the same meaning as in the SIS Act. reversionary beneficiary means a person who becomes entitled to a benefit in respect of a superannuation interest of a party to a de facto relationship, after the party dies. reversionary interest has the meaning given by section 90YH. RSA means a retirement savings account within the meaning of the Retirement Savings Accounts Act 1997. secondary government trustee means a trustee that: (a) is the Commonwealth, a State or a Territory; and (b) is a trustee only because of the operation of section 90YF. separation declaration has the meaning given by section 90YU. SIS Act means the Superannuation Industry (Supervision) Act 1993. splittable payment has the meaning given by section 90YG. splitting order means an order mentioned in subsection 90YY(1). superannuation agreement has the meaning given by section 90YK. Note: See also subsection 90YL(2). superannuation interest means an interest that a person has as a member of an eligible superannuation plan, but does not include a reversionary interest. trustee, in relation to an eligible superannuation plan, means: (a) if the plan is a fund that has a trustee (within the ordinary meaning of that word)—the trustee of the plan; or (b) if paragraph (a) does not apply and a person is identified in accordance with the regulations as the trustee of the plan for the purposes of this definition—the person identified in accordance with the regulations; or (c) in any other case—the person who manages the plan. unflaggable interest means a superannuation interest prescribed by the regulations for the purposes of this definition. unsplittable interest means a superannuation interest prescribed by the regulations for the purposes of this definition. Western Australian financial agreement means an agreement that is a financial agreement within the meaning of Part 5A of the Family Court Act 1997 (WA). Western Australian Rules of Court means rules made under section 244 of the Family Court Act 1997 (WA) as in force from time to time. 90YE Meaning of child of a de facto relationship For the purposes of this Part, a child is a child of a de facto relationship if the child is the child of both of the parties to the de facto relationship. Note: To determine who is a child of a person, see Subdivision D of Division 1 of Part VII. 90YF Extended meaning of trustee If a person who is not the trustee of an eligible superannuation plan nevertheless has the power to make payments to members of the plan, then references in this Part to the trustee of the plan include references to that person. 90YG Splittable payments (1) Each of the following payments in respect of a superannuation interest of a party to a de facto relationship is a splittable payment: (a) a payment to the party; (b) a payment to another person for the benefit of the party; (c) a payment to the legal personal representative of the party, after the death of the party; (d) a payment to a reversionary beneficiary, after the death of the party; (e) a payment to the legal personal representative of a reversionary beneficiary covered by paragraph (d), after the death of the reversionary beneficiary. (2) A payment is not a splittable payment if it is prescribed by the regulations for the purposes of this subsection. The regulations may prescribe a payment either: (a) generally (that is, for the purposes of all payment splits in respect of a superannuation interest); or (b) only for the purposes of applying this Part to a particular payment split in respect of a superannuation interest. (3) If a payment is made to another person for the benefit of 2 or more persons who include the party to the de facto relationship, then the payment is nevertheless a splittable payment, to the extent to which it is paid for the benefit of the party. 90YH Reversionary interest For the purposes of this Part, a person's interest in an eligible superannuation plan is a reversionary interest at any time while the person's entitlement to benefits in respect of the interest is conditional on the death of another person who is still living. 90YI Meaning of in force (1) Subject to subsection 90YS(7), a superannuation agreement is in force at any time when the relevant Western Australian financial agreement is binding on the parties to the Western Australian financial agreement in accordance with the Family Court Act 1997 (WA). (2) A flag lifting agreement is in force if, and only if: (a) it meets the requirements set out in subsection 90YS(3); and (b) it has not been set aside by a court and has not been terminated. Subdivision C—Rules of Court 90YJ Rules of Court (1) The power of the judges (within the meaning of the Family Court Act 1997 (WA)), or a majority of them, to make rules regulating the practice and procedure of the Family Court of Western Australia or the Magistrates Court of Western Australia extends to making any rules, not inconsistent with this Part or with any regulations made under this Part, prescribing all matters necessary or convenient to be prescribed for carrying out or giving effect to this Part. (2) This section does not affect any power to make rules under any other law. Division 2—Payment splitting or flagging by agreement Subdivision A—Superannuation agreements 90YK Superannuation agreement to be included in Western Australian financial agreement if about a de facto relationship (1) This section applies if a Western Australian financial agreement includes an agreement that deals with superannuation interests of either or both of the parties to the Western Australian financial agreement. It does not matter whether or not the superannuation interests are in existence at the time the agreement is made. (2) The part of the Western Australian financial agreement that deals with superannuation interests is a superannuation agreement for the purposes of this Part. (3) A superannuation agreement has effect only in accordance with this Part. In particular, it cannot be enforced under the Family Court Act 1997 (WA). (4) A superannuation agreement that is included in a Western Australian financial agreement made under the Family Court Act 1997 (WA) in contemplation of a de facto relationship has no effect unless and until the parties enter into that de facto relationship. (5) In applying the provisions of the Family Court Act 1997 (WA) relating to making a Western Australian financial agreement for the purposes of this Division, a superannuation interest of a party to a Western Australian financial agreement is treated as being acquired at the time when that party first becomes a member of the eligible superannuation plan in respect of that interest. 90YL Part VIIIB superannuation agreements that become superannuation agreements for the purposes of this Part (1) Subsection (2) applies if: (a) 2 people (the couple) have made a superannuation agreement within the meaning of Part VIIIB (the Part VIIIB superannuation agreement) that is included in a Part VIIIAB financial agreement; and (b) at a later time after the commencement of this section (the transition time), the couple's circumstances change so that: (i) if the de facto relationship has not broken down—sections 90YZB and 90YZC would not prevent a court from making an order or declaration under this Part in relation to the de facto relationship if the de facto relationship were to break down; or (ii) if the de facto relationship has broken down—sections 90YZB and 90YZC do not prevent a court from making an order or declaration under this Part in relation to the de facto relationship; and (c) immediately before the transition time: (i) the Part VIIIB superannuation agreement was in force; and (ii) the couple were not married to each other; and (d) as at the transition time, the Part VIIIAB financial agreement is taken, under a law of Western Australia, to be a Western Australian financial agreement. Paragraph (a) extends to agreements made before the commencement of this section, and to agreements made with one or more other people. (2) The Part VIIIB superannuation agreement is taken, from the transition time, to be a superannuation agreement within the meaning of this Part. Note: Subsection (2) means that, from the transition time, the agreement has effect only in accordance with this Part. (3) This Part applies in relation to a superannuation agreement covered by subsection (2) with such modifications as are necessary. Subdivision B—Payment splitting 90YM Operative time for payment split (1) The operative time for a payment split under a superannuation agreement or flag lifting agreement is the beginning of the fourth business day after the day on which a copy of the agreement is served on the trustee, accompanied by: (a) for a payment split under a superannuation agreement if a separation declaration is not part of the superannuation agreement—a separation declaration; and (b) if the agreement specifies a method for calculating a base amount—a document setting out the amount calculated using that method; and (c) if a form of declaration is prescribed for the purposes of this paragraph—a declaration in that form. Note: The base amount is used to calculate the entitlement of the non‑member spouse under the regulations. (2) For the purposes of subsection (1), the separation declaration must have a declaration time that is not more than 28 days before the service on the trustee. 90YN Payment split under superannuation agreement or flag lifting agreement (1) This section applies to a superannuation interest if: (a) the interest is identified in a superannuation agreement or flag lifting agreement; and (b) if the interest is a percentage‑only interest—the agreement does one of the following: (i) it specifies a percentage that is to apply for the purposes of this subparagraph; (ii) it specifies a percentage that is to apply to all splittable payments in respect of the interest; and (c) if the interest is not a percentage‑only interest—the agreement does one of the following: (i) it specifies an amount as a base amount in relation to the interest for the purposes of this Part; (ii) it specifies a method by which such a base amount can be calculated at the time when the agreement is served on the trustee under section 90YM; (iii) it specifies a percentage that is to apply to all splittable payments in respect of the interest; and (d) the agreement is in force at the operative time; and (e) the de facto relationship to which the agreement relates is broken down at the operative time; and (f) the interest is not an unsplittable interest. Note: The base amount is used to calculate the entitlement of the non‑member spouse under the regulations. (2) The following provisions begin to apply to the interest at the operative time. (3) Whenever a splittable payment becomes payable in respect of the interest: (a) the non‑member spouse is entitled to be paid the amount (if any) that is calculated under subsection (4); and (b) there is a corresponding reduction in the entitlement of the person to whom the splittable payment would have been made but for the payment split. (4) The amount is calculated as follows: (a) if the agreement specifies a percentage as mentioned in subparagraph (1)(b)(ii) or (c)(iii)—the amount is calculated by applying the specified percentage to the splittable payment; (b) otherwise—the amount is calculated in accordance with the regulations. (5) Subject to section 90YZL, this section continues to apply to the superannuation interest even if the agreement referred to in subsection (1) of this section later ceases to be in force. Subdivision C—Payment flagging 90YO Operative time for payment flag (1) The operative time for a payment flag under a superannuation agreement is: (a) the service time, if the eligible superannuation plan is a self‑managed superannuation fund; or (b) otherwise, the beginning of the fourth business day after the day on which the service time occurs. (2) In this section: self‑managed superannuation fund has the same meaning as in the SIS Act. service time means the time when a copy of the agreement is served on the trustee, accompanied by: (a) a separation declaration with a declaration time that is not more than 28 days before the service on the trustee; and (b) if a form of declaration is prescribed for the purposes of this paragraph—a declaration in that form. 90YP Payment flag (1) This section applies to a superannuation interest if: (a) the interest is identified in a superannuation agreement; and (b) the agreement provides that the interest is to be subject to a payment flag under this Part; and (c) the agreement is in force at the operative time; and (d) the interest is not an unflaggable interest. (2) A payment flag starts to operate on the superannuation interest at the operative time and continues to operate until either: (a) a court terminates the operation of the payment flag by an order mentioned in section 90YR; or (b) a flag lifting agreement is served on the trustee as mentioned in section 90YM in respect of the superannuation interest. (3) If a payment flag ceases to operate because of paragraph (2)(b), the cessation is not affected by a later termination of the flag lifting agreement. (4) While a payment flag is operating on a superannuation interest, the trustee must not make any splittable payment to any person in respect of the interest. Penalty: 50 penalty units. (5) Subsection (4) does not apply if the splittable payment is made in circumstances in which section 90YQ applies. Note: A defendant bears an evidential burden in relation to the matter in this subsection (see subsection 13.3(3) of the Criminal Code). (6) If a splittable payment becomes payable in respect of a superannuation interest while a payment flag is operating, the trustee must, within 14 days after it became payable, give written notice to the member spouse and the non‑member spouse. Penalty: 50 penalty units. (7) Subsection (6) does not apply if the trustee has previously given a notice under that subsection, for an earlier splittable payment, in respect of the payment flag. Note: A defendant bears an evidential burden in relation to the matter in this subsection (see subsection 13.3(3) of the Criminal Code). (8) If either party to the de facto relationship dies while a payment flag is operating: (a) the payment flag nevertheless continues to operate; and (b) the legal personal representative of the deceased party has all the rights the deceased party would have had in respect of the payment flag. Note: The rights of the legal personal representative under paragraph (b) include the right to enter into a flag lifting agreement under section 90YS. 90YQ Some splittable payments payable if payment flag operating (1) This section applies if: (a) a superannuation interest (original interest) a person has in an eligible superannuation plan (old ESP) is identified in a superannuation agreement; and (b) a payment flag under section 90YP is operating on the original interest; and (c) a splittable payment is made by the trustee of the old ESP to the trustee of another eligible superannuation plan (new ESP) in respect of the original interest as part of a successor fund transfer. (2) If this section applies, then: (a) the new interest in the new ESP is taken to be the original interest identified in the superannuation agreement; and (b) the payment flag operates on the new interest; and (c) despite section 90YO, the operative time for the payment flag in respect of the new interest is the time that the payment to the trustee of the new ESP is made. (3) In this section: successor fund transfer means the transfer of a person's superannuation interest in the old ESP in circumstances where: (a) the new ESP confers on the person, in relation to the new interest, equivalent rights to the rights the person had in relation to the original interest; and (b) before the transfer, the trustee of the new ESP had agreed with the trustee of the old ESP to the conferral of such rights. 90YR Payment flag may be terminated by court If the Family Court of Western Australia, or the Magistrates Court of Western Australia, makes an order under the Family Court Act 1997 (WA) setting aside a Western Australian financial agreement in respect of which a payment flag is operating, the court may also make an order terminating the operation of the flag. Note: Under section 90YK, a superannuation agreement relating to a de facto relationship must be part of a Western Australian financial agreement. Therefore, setting aside the Western Australian financial agreement also has the effect of setting aside the superannuation agreement. 90YS Flag lifting agreement etc. (1) At any time when a payment flag is operating on a superannuation interest, the parties to the de facto relationship may make an agreement (a flag lifting agreement) that either: (a) provides that the flag is to cease operating without any payment split; or (b) specifies an amount, method or percentage in accordance with subsection 90YN(1). (2) If the flag lifting agreement provides for a payment split, the parties to the de facto relationship may at any time make an agreement (a termination agreement) that terminates the flag lifting agreement. (3) A flag lifting agreement or termination agreement has no effect unless it complies with the following requirements: (a) the agreement must be signed by both parties to the de facto relationship; (b) for each party, the agreement must contain a statement that the party has been provided with independent legal advice from a legal practitioner as to the legal effect of the agreement; (c) a certificate must be attached to the agreement, signed by the person who provided the legal advice and stating that the advice was provided; (d) after the agreement is signed by the parties, each party must be provided with a copy of the agreement. (4) The Family Court of Western Australia or the Magistrates Court of Western Australia may make an order setting aside a flag lifting agreement or termination agreement if, and only if, the court is satisfied that: (a) the agreement was obtained by fraud (including non‑disclosure of a material matter); or (b) a party to the agreement entered into the agreement: (i) for the purpose, or for purposes that included the purpose, of defrauding or defeating a creditor or creditors of the party; or (ii) with reckless disregard of the interests of a creditor or creditors of the party; or (c) a party (the agreement party) to the agreement entered into the agreement: (i) for the purpose, or for purposes that included the purpose, of defrauding another person who is a party to a de facto relationship (the other de facto relationship) with a party to the agreement; or (ii) for the purpose, or for purposes that included the purpose, of defeating the interests of that other person in relation to any possible or pending application for an order under section 90SM or 90YX of this Act or section 205ZG of the Family Court Act 1997 (WA), or a declaration under section 90SL of this Act or section 205ZA of the Family Court Act 1997 (WA), in relation to the other de facto relationship; or (iii) with reckless disregard of those interests of that other person; or (d) a party (the agreement party) to the agreement entered into the agreement: (i) for the purpose, or for purposes that included the purpose, of defrauding another person who is a party to a marriage with a party to the agreement; or (ii) for the purpose, or for purposes that included the purpose, of defeating the interests of that other person in relation to any possible or pending application for an order under section 79, or a declaration under section 78, in relation to the marriage (or void marriage); or (iii) with reckless disregard of those interests of that other person; or (e) the agreement is void, voidable or unenforceable; or (f) in the circumstances that have arisen since the agreement was made it is impracticable for the agreement or a part of the agreement to be carried out; or (g) since the making of the agreement, a material change in circumstances has occurred (being circumstances relating to the care, welfare and development of a child of the de facto relationship) and, as a result of the change, the child or, if the applicant has caring responsibility for the child (as defined in subsection (6)), a party to the agreement will suffer hardship if the court does not set the agreement aside; or (h) a party to the agreement engaged in conduct that was, in all the circumstances, unconscionable; or (i) the agreement covers at least one superannuation interest that is an unsplittable interest for the purposes of this Part. Note: If a court makes an order setting aside a flag lifting agreement, the court may then make an order under sec